Tibetan Buddhism

Introduction
Tibetan Buddhism is the most magical form of Buddhism.   Yoga and other elements of Hinduism are in religion; there also elements of Bon (Indigenous Tibetan religion) in it too.   It has a lot of sex and death symbolism.  There 4 types of TB.  Some Tibetan Buddhists supported the Nazi.  The Dali Lama is sinister, even though he's very knowledgeable.

Beliefs and Rituals
TBs (Tibetan Buddhists) believe in various deities.  They mediate with mandalas (representation of the universe).  They believe meditation can lead to nirvana.  Nirvana is freedom from samsara (cycle of birth, death, and rebirth), which is the goal of all forms of Buddhism.  TBs believe in Bodhisattvas (Buddhist saints).  There are many pictures of deities having sex in this religion.  Human bones are used for musical instruments and ritual tools.

They put an offering bowl on the altar.  They keep water, flower, incense, and food in it.  They have a meditation lamp.  Phurpa is a ritual knife, which is used to contain evil spirits.  First, you meditate,  then you say magic words.  Invite a deity to come into the dagger.  Finally, imagine the point of the knife is sucking up evil spirits.  Kapala is a skull cap used for libations.  There is a bell that makes evil spirits flee.  Dorje is a small spectre they hold in their right hand, which eliminates ignorance.  Prayer Wheels and Prayer Flags help get prayers to buddhas and deities.  It also helps bring down blessings quicker.  Tibetan war gods/goddesses help practitioners meditate.  

History
Tibetan Buddhism was created in Nalanda.  Nalanda was a Buddhist university in India.  A Tibetan King married 2 Buddhist women.  His wives persuaded him to become a Buddhist.  After he converted; he made Buddhism more widespread in Tibet.  Centuries later an Indian Buddhist named Padmasambhava reintroduced Buddhism into Tibet. He was opposed by Tibetan war gods.  Somehow he befriends them and they help promote the way of Buddha.  The Tibetan written language is based on Sanskrit.  Tibetan kings asked Buddhists masters from other countries to translated sutras into Tibetan.  Many TBs went to India to learn more about Buddhism.  Overtime TB diversified into several sects.  

4 types of TB
Nyingma: This is the oldest sect of TB.  It has oral teachings and esoteric teachings.  There are 9 different ways to reach nirvana.  They're called yanas.

Sakya:  Hevajra (a meditation deity) helps practitioners reach nirvana.

Kagyu: They teach the 6 Yogas of Naropa.  These are 6 different ways to reach nirvana  quickly.  

Gelug: It promotes the study of Buddhist scriptures.  It is very rational.  The Dali Lama is over this branch of TB.

Sum TBs support of the Nazi
The swastika means good luck.  It was used by Hindus, Jains, and Buddhists for millennia!  The Nazi used it for evil.  There was a secret society the Nazi were in called the Thule Society.  The persecuted people in other secret societies and religions.  The Nazi got help from the Catholic Church as well as TBs.  A Nazi scientist believed Tibetans were somewhat Aryan.

 Legend has it that a German scholar discovered evil yogis in Tibet.  They wanted to rule the world by using psychic powers.  They feed on human flesh.  When the scholar found this out he ran away.  He told Hitler about what he encountered.  Hitler sent some Nazi to find out about it.  Aleister Crowley may have met those yogis b4 the Nazi.  The OSS went to Tibet looking for them in 1942.  At the end of WW2, there were dead TBs in a German building.  The TBs that supported the Nazi were members of the Gelug.  I've seen pictures of the Dali Lama with ex-Nazis.

The sinister Dali Lama
Dali Lama is a communist and a friend of an ex-Nazi.  He was an asset to the CIA, during the time communists took over Tibet.  That's understandable, he was trying to free his people.  I guess.  He tried to take over the other branches of TB.  He was friends with a Japanese cult leader.  He may have been his master.  That cult released sarin gas on  Japanese subways.  Thousands were injured and 8 died.

Shugden is a protector deity that came into being in the 17th century.  The Dali Lama used to worship Shugden, but they fell out because Shugden didn't keep his promise or so it seems.  The Dali Lama told his followers to beat up Shugden worshipers.   Shugden worshipers may also be corrupt.  Religion and politics are tied together in Tibet.  

Conclusion
Tibetan Buddism is my favorite form of Buddhism because it is so magical!!!!!!!  I like their beliefs and rituals.  I also like the diversity of it too.  The Dali Lama wrote wonderful books, but he needs Iwa Pele(good character).  He reminds me of Apep (evil serpent).  The sun eater.                    

References
http://www.buddhanet.net/e-learning/history/tib_timeline.htm
http://www.wikihow.com/Practice-Tibetan-Buddhism
https://www.youtube.com/watch?v=We0PrlmNU6s   
http://www.greatliberation.org/library/tai-situpa-library/Introduction_to_Buddhism/Tibetan%20Buddhist%20History%20-%20TL%20April%202009.pdf
http://www.wisdompubs.org/sites/default/files/preview/The-Nyingma-School-of-Tibetan-Buddhism-Preview.pdf
https://en.wikipedia.org/wiki/Padmasambhava
http://meridian-trust.org/about-buddhism/tibetan-buddhist-tradition/
http://library.brown.edu/cds/BuddhistTempleArt/buddhism4.html
https://en.wikipedia.org/wiki/Nirvana
http://liveanddare.com/types-of-meditation/
http://www.buddhist-tourism.com/countries/tibet/beliefs-and-practice.html
http://www.shambhala.com/media/wysiwyg/9780834840003.pdf
http://www.rigpawiki.org/index.php?title=The_four_main_schools_of_Tibetan_Buddhism
http://www.bibliotecapleyades.net/sociopolitica/sociopol_shambahla01.htm
http://www.chinabuddhismencyclopedia.com/en/index.php/Tibet_Nazi_Connection
http://lust-for-life.org/Lust-For-Life/WhyTheNazisLoveTheDalaiLama/WhyTheNazisLoveTheDalaiLama.pdf
http://www.topsecretwriters.com/2013/02/the-dalai-lama-and-the-cia/
http://foreignpolicy.com/2015/03/13/buddhists_hate_dalai_lama_china/
http://www.huffingtonpost.com/tenzin-dorjee/6-things-to-know-about-th_b_6104716.html
https://en.wikipedia.org/wiki/Tokyo_subway_sarin_attack
http://www.trimondi.de/SDLE/Part-2-13.htm
http://www.buddhanet.net/deathtib.htm
http://www.khandro.net/buddhism_tantric.htm
https://www.scribd.com/doc/140145747/ART-OF-BONE-Tibetan-use-of-Human-Bones-in-Buddhist-Ritual

Chronology of Mexico

-1. 65 mya: The asteroid that killed the dinosaurs hit the Yucatan Peninsula.

0. The first civilization in Mexico was the Olmec (1200BCE-400BCE).  They were the first farmers in Mexico.  They were African and Asian.  The Olmec had a big impact on the Mayans, Toltecs, and Aztecs.  They had a written language that hasn't been deciphered yet.  They may have been related to Kemetians, Nubians, Mande and/or Chinese.  They cultivated rubber and built pyramids.  They played a ball game that was a combination of soccer and basketball.  Other American tribes played this game too.  The Epi-Olmec civilization is the daughter civilization of the Olmec.  They created a new writing system and a long-count calendar.

1. The Olmec civilization declined and other civilizations rose.  They were the Mayans, Toltec, Zapotec, Tarascan, and Aztec.  The Mayan civilization was very advanced.  They were good at math, astrology, pottery, writing, etc.  They had a big influence on Mexico and Central America.  They lived in stone cities they later abandoned; they also built pyramids.  There was a Kemetic priest named Maya.  He was Mayan. They traded corn 4 gold with West African sailors.  There are 70 Mayan languages and they are still spoken today.  An evil catholic priest burned up a lot of Mayan books.  The Mayans have been in Mexico for over 4,000 years!

2. Zapotec (Cloud People) civilization started around 500 BCE.  They were great engineers.  They believed their deities controlled the rain and fertility.  They even worshiped a bat god!  They traded a lot with the Olmec.  The Zapotec calendar had 260 days.  Teotihuacan became the trading center of Mexico in 100BCE.  The Zapotec may have made up the majority of the people in the city.

3. In 900 CE the Toltecs burned down Teotihuacan.  After that, they conquered various states and formed an empire.  They created a serpent cult.  Members of this cult worshiped a god named Quetzalcoatl (Feathered Serpent).  Quetzalcoatl maybe based on Kukulcan.  The serpent god predates them, but they made him popular.  They were great builders.  They created a beautiful capital city called Tollan, it has 2 pyramids.  The Toltec military had 3 military units.  They are the coyote, jaguar, and eagle.  They practiced a lot of human sacrifices.  They remind me of the Hyksos.

4. The Aztecs loved and copied the Toltecs.  Aztec rulers (Mexica) claimed descent from the Toltecs.  They looted the Toltec capital.  The Aztec capital was Teotihuacan.  The Aztecs ruled most of Mexico for over a century!!!  They defeated every tribe/nation except Tarascan.  I met a woman from this tribe.  She is a great person!  The Aztecs were culture imperialists.  They imposed their culture on the people they conquered.  They worshiped an eagle god, Tlaloc, Quetzalcoatl, and many other deities.  They were great craftsmen and stonemasons.  They sacrificed people from other tribes often.

5. The Tarascan were never conquered by the Aztec; partially because they had metal weapons.  Sometimes they traded with the Aztecs.  Tarascan civilization started in 150 BCE.  Tarascan people lived in 90 cities. They were great traders like the Phoenicians.  They believed the universe had 3 parts.  The sky, earth, and the underworld.  Their calendar had 18 months and each month was 20 days.  They created circular stepped pyramids called yacata.                                                

6. The Spanish were able to defeat the Aztecs with the help from other tribes.  Hernan Cortez was the leader of the conquistadors.They burned Aztec books because he thought the devil wrote them.  The conquistadors were so dumb.  Some Aztecs may have thought the conquistadors were gods.  Eventually, they converted to Catholicism.  The Spanish brought over 200,000 enslaved Africans to Mexico.  They contributed a lot to Mexican culture.  They are neglected.  My ancestors are Africans and Americans.  Both groups of my ancestors lived in the southeast US.  I'm a child of the sun and the soil!!!!!!!!!!   Africans and Americans dance in my blood stream!!!!!!!!!!!

References
http://www.history.com/topics/mexico/mexico-timeline
http://newafricanmagazine.com/africas-lost-tribe-in-mexico
http://www.globalresearch.ca/before-columbus-how-africans-brought-civilization-to-america/5407584
http://www.counterpunch.org/2014/10/13/how-africans-brought-civilization-to-america/
http://atlantablackstar.com/2015/01/23/10-pieces-of-evidence-that-prove-black-people-sailed-to-the-americas-long-before-columbus/
http://www.faculty.ucr.edu/~legneref/ethnic/ethnic1.htm
http://www.nairaland.com/1212037/africans-discovered-america-thousands-years
https://en.wikipedia.org/wiki/Epi-Olmec_culture
http://www.albany.edu/pdlma/EOTEXTS.pdf
http://www.aztec-history.com/
http://www.history.com/topics/maya
http://www.history.com/topics/ancient-history/pyramids-in-latin-america
http://www.historymuseum.ca/cmc/exhibitions/civil/maya/mmc09eng.shtml
http://www.ancient.eu/
https://en.wikipedia.org/wiki/Teotihuacan
https://www.britannica.com/topic/Toltec
http://latinamericanhistory.about.com/od/The-Toltec-Civilization/tp/Ten-Facts-About-the-Ancient-Toltecs.htm
Invasion of the Body Snatchers
Fall of Mayans & Aztec
http://soar.wichita.edu/bitstream/handle/10057/2112/LAJ%202007_70-83.pdf?sequence=1
https://en.wikipedia.org/wiki/Diego_de_Landa
Maya Kemetic
http://www.bbc.com/news/magazine-35981727
Moors in America

Krav Maga

Introduction
Krav Maga is a Jewish martial arts.  There are many techniques in this martial arts.  They focus on the vulnerable parts of the body.  It has great counterattacks.  Krav Maga is taught to Israeli soldiers.  It is a sport, a style of self defense, and can be used for fitness.

History
Krav Maga was created by Imi Lichtenfeid.  In the 1930's Jews were persecuted in Hungary.  Imi cam up with Krav Maga, so Jews can defend themselves.  He moved to Palestine and taught Israeli soldiers Krav Maga.  KM is based on natural movements of the body.  Judo was incorporated into it.  An instructor added Aikido to Krav Maga, because he was a master of it.

Techniques
There is a technique to take a gun from a would be shooter.  The perfect fist is a classic.  You will learn to use your whole body when punching.  A kick to the groin will help dispatch a male attacker.  There techniques to block a strike, get out of a choke, and a bear hug.  Krav Maga has a lot of defensive maneuvers.  There are a lot of elbow, eye, and knee strikes; also many types kicks, punches, grappling, and ground fighting.

Uses of Krav Maga
Fitness:  There is a lot of cardio.  It helps move your body better and makes you stronger.

Self-Defense: You will learn many different strikes and how to block most attacks.  Women are taught how to defend themselves from rapists.  Kids are taught how to defend themselves against bullies.

Law Enforcement/Military:   Sometimes Israeli teach Krav Maga to cops and soldiers in other nations. Officers are taught how to handle dangerous situations.  They should try to deescalate the situation.  If they are unable to do so, dispatch the adversary immediately.  The military is taught lethal attacks in a short amount of time.

Conclusion
I love this martial art!!!!  If I thought someone in the future was going to harm me, I would learn Krav Maga. I'm protected, so I have no need in learning it.  It's super sweet!!!!!!!!!!  It seems like the best martial art for self-defense.                  

References
http://www.kravmaga.com/
https://en.wikipedia.org/wiki/Krav_Maga
http://krav-maga.com/
http://www.kravmagafederation.com/krav-maga-origins.html
http://greatist.com/move/krav-maga-self-defense-moves
http://www.blackbeltwiki.com/krav-maga-techniques
http://krav-maga.com/blog/krav-maga-training-idf-israel-defense-forces/

Rosicrucianism

Introduction
You can think of Rosicrucians as Christian Freemasons, sort of.  They are a secret society that believe in Jesus Christ, maybe as a metaphor.  They have esoteric teachings.  They promote goodness and they love ancient Kemet.  They influenced the Freemasonry.  There are various Rosicrucian orders; and many famous people were Rosicrucians.

History
This cult was mentioned in Germany in the 17th century.  The legendary founder is Christian Rosenkreutz.    The order were created in the 19th century.  The Rosicrucians believe there order is based on Kemetic mystery schools.  Some believe it was started in Atlantis!  Some people believe Freemasonry grew out of Rosicrucianism.  The Rectified Scottish and Ancient and Accepted Scottish Rites may come directly from the Rosicrucianism.

Symbolism
The Rosicrucians have a lot of symbols.  The rose cross is the most famous.  The cross represents the body and the rose represents the evolving consciousness.  They got a colorful cross that got pentagrams on it.  The heart is an important symbol.  You can see these symbols and many more on google images.

Secret Teaching
These organizations teach Christian mysticism, astrology, evolution, healing, psychic powers, mediation, and visualization.  Rosicrucians believe Jesus was an example of a perfect human.  They teach astrology, so members will know their destiny.  They believe humans will evolve spiritually over time.  Angels will aid in this evolution.  There are relaxation and breathing techniques that can heal the body.  There are exercises that can increase our sensory perception and psychic powers. Mediation is to consciously stop thinking and/or consecrate on an object.  Visualization is being able to see images in your mind.  This is good for attaining new skills and creating your future.  

Admiration for Kemet
Rosicrucianism started in Kemet 1500 BCE.  It was founded by Thutmose III.  Akhenaten promoted it's teaching.  This cult believed in one god.  There is a Kemetic museum in California created by Rosicrucians.  There are many Kemetic artifacts in this museum.  The Rosicrucians have over museums as well.

Some splinter groups
3 Masons who were also Rosicrucians started the Hermetic Order of the Golden Dawn.  This was the greatest European magical organization!  Rudolf Steiner created The Anthroposophical Society.  He was influenced by Rosicrucian teaching.  There are many other splinter groups.

List of famous Rosicrucians
Francis Bacon: English polymath
Benjamin Franklin: US politician
Thomas Jefferson: 3rd US president
Thomas Paine: US polymath
H. Spencer Lewis: Us businessman
Dante Alighieri: Italian poet
Leonardo da Vinci: European polymath
Heinrich Cornelius Agrippa: European occultist
Paracelsus: European magician.  First known person to deal with elementals.
Heinrich Khunrath: European alchemist
Christopher Wren: Greatest English architect
Gottfried Leibniz: German genius
Fredrick Augustus II: King of Poland
Rene Descartes: European philosopher
Isaac Newton: 2nd person to discover gravity
Napoleon: French dictator
Paschal Beverly Randolph: US occultist, knew quit a bit about sex magic.
Walt Disney: Racist pedophile that created a theme park, movies, and cartoons for children.
Israel Regardie: Occultist and magician.  I think he was in the US maybe England.
These are just a few members there are many more.

Conclusion
This is a great cult!  There is so much you can learn from them.  Don't get caught in anything sinister.  There super sweet!

References
https://www.rosicrucian.org/
https://en.wikipedia.org/wiki/Rosicrucianism
http://www.crystalinks.com/rosicrucian.html
http://www.sacred-texts.com/sro/sdr/sdr02.htm
http://www.rosicrucian.com/
http://www.hoofdkapittelderhogegraden.nl/images/realhistory.pdf
https://www.youtube.com/watch?v=
http://hermetic.com/norton/pdf/Chymical_Wedding.pdf
http://www.secretsocietieswebsite.com/members-rosicrucians/
http://storyofflight.wikia.com/wiki/Notable_People_in_Rosicrucian_History

Bizzness Types

Introduction
There are several bizzness types.  They are as followed: sole proprietorship, limited liability company(LLC), cooperative, partnership, c corporation, and s corporation.  They all have pro and cons.  Some have tax benefits.

Types of Bizzness
Sole Proprietorship: This is the easiest form of bizzness.  You are the bizzness; there is no legal separation between you and the bizzness.  Your bizzness doesn't get taxed because it's you legally.  You have complete control over bizzness.  If your bizzness is sued you are sued.  Getting $ for your bizzness can be tough.

LLC: The owner/s of the LLC are called member/s.  The owner is separated from their bizzness legally.  The tax of the bizzness is put on the member/s taxes.

Cooperative: People who own this also get services from it.  It is similar to corporations tax wise.  It has tax benefits, it is democratic, discounted products and services, it easy for members to leave and join, etc.

Partnership: It is a bizzness owned by 2 or more people.  There are 3 types of partnerships.  They are as followed: general partnerships, limited partnerships, and joint ventures.  In a general partnership, everything is shared evenly.  Limited partners invest into the bizzness, but they aren't in control of it.  Joint Ventures are short term general partnerships.  They are easy to form, but a lot taxes.

C Corporation: Is a company owned by shareholders.  This type of bizzness can raise a lot of $ by selling shares.  They have less taxes than a partnership.  It attracts very qualified employees.  It takes a while to start a c corporation.  It has a lot of paperwork.

S Corporation: It is similar to a c corporation, but avoids double taxation.  S Corporation has other tax benefits.  The shareholders are separate from the business.

Conclusion
You should pick the bizzness that's best for you.  I created a single member LLC because I'm the only owner of my company.  The name of my company is D Bizzness, LLC.  You can be a great bizzness owner too!                  

References
https://www.sba.gov/starting-business/choose-your-business-structure

Entrepreneurship

Introduction
An entrepreneur is self-employed.  They created their own business and make $ from it.  It takes a lot to be an entrepreneur.  You must first have an idea; then you would have to be ambitious.  There will be obstacles and people that don't believe in you.  You can overcome any obstacle if you believe in yourself and take the proper actions.  No one has your vision, so a lot of people may speak against you.  Don't let that bother you. They only know your past.  They can't see your future because you haven't created it yet.  You create your own future, no matter what happened in the past.  You have to have good products and/or services to be profitable.

Elevator Pitch: You sum up your bizzness in 30 seconds.  You can think of it as a super short executive summary.  This is what you would tell someone you just met.  The elevator pitch is short and sweet.

Bizzness Plan
Your bizzness plan is the blueprint of your business.  It is a document that explains in detail the nutz & botz of your bizzness.  The bizzness plan consits of an excutive summary, misson statement, bizzness description, products/services, location, facilty, swot analysis, industry, competition, marketing, operations, professional support, and financial projection.

Executive Summary: It's the introduction.  It explains your bizzness in a few paragraphs.

Misson Statement: This is the main idea of your bizzness.  Example: My bizzness is about helping women improve their lives through healing and coaching.

Bizzness Description: In this section you write the name of the bizzness, it's location, list products/services, the type of cosutomers your company is geared towards, etc.

Products/Services: Explain in detain the products and or services your bizzness provides.  How much do they cost?

Location: This is the address of your bizzness.  Explain why selected this location.

Facility: This is the place you conduct your bizzness.  Usually in a building.  Explain why you chose this place.

Swot Analysis: Here you will explain your strengths, weaknesses, opportunities, and threats.  Your strengths (what you're good at) and weaknesses (what you're bad at) is all about you.  Oppertunies (what you got that's better than your competition) and threats (what your competition have that you don't) deal with your competion.  Explain the swot in great detail.

Industry: Explain your industry and figure out if it's growing or shrinking.

Competition: Who are your opponents?  How can you defeat them in the marketplace?

Marketing: What do you do to turn potential customers into actual customers?  What is your target market?  How can you attract more customers?

Operations: How do you get the products to your customers?  How do you do your services?  How do you get paid?

Professional Support: You may need some professional services.  Examples: graphic design, accounting, filing, billing, etc.  You can't do everything, so get some help.

Financial Projections: How much $ will you made in a certain duration?

Financing
You will probably need some capital to start a bizzness.  You can get a loan, crowdfunding, angel investors, venture capitalists, grants, etc.  You can also ask people close to you for $.

Words of Wisdom
Remember to learn, inspire, delegate, automate, and celebrate.  Always be willing to learn something new. By doing so you will improve your bizzness and yourself.  This will increase revenue and wellbeing.  You should be an inspiration to people in your community.  Give certain tasks to employees or bizzness partners, so you won't have to do so much.  Make everything turn-key, so it will be simple.  Rejoice for your success.

Conclusion:
Being an entraprenuer is a great idea!  It is one of the pillars of wealth.  The other 2 pillars are real estate and securities.  You get to set your own schedule.  It will also help you become a millioaire.  I am an entraprenuer.  Here is my site.

References
https://en.wikipedia.org/wiki/Entrepreneurship
https://www.sba.gov/starting-business/write-your-business-plan
http://www.prosperusdetroit.org/
https://www.mindtools.com/pages/article/newTMC_05.htm
https://en.wikipedia.org/wiki/Business_operations
http://www.businessnewsdaily.com/1733-small-business-financing-options-.html

Investments

Introduction
An investment is anything you put energy into, expecting a return.  A return is something you get after making an investment.  Some investments have high risk.  A risk is the loss of the energy you put in the investment, sometimes more. The higher the risk the higher the reward potentially.  It is not a guarantee you will gain or loss in an investment.  A financial investment is the same as the above definition, but with money.  There are many different forms of financial investments.  They are called securities also known as financial instruments. There are 3 types: debt, equity, and derivatives.  Financial investments are a wonderful way to secure your financial future.  Before you invest, make out an investment plan.  An IP is a written document that consists of goals, strategies, savings, risk tolerance, liquidity amount, etc.

History
Financial investments started in the 17th century.  The New York Stock Exchange was created in 1792. Investment banks were created in the 1800's.  Banks sold a lot of bonds during the civil war, so the government could wage it.  There was a long depression in 1873 because the US and Germany gave up the silver standard.  The Dow Jones was created in 1884.  Federal Reserve was created in 1913.  They are the central bank of the US.  They are sinister and shouldn't exist.  They put the US more in debt because it enriches their shareholders.  The great depression caused people to lose their money in their banks because of the bad decisions investments banks made.  The Glass-Steagall Act separated commercial banks from investments banks. Commercial banks hold money.  Investment banks hold securities. Clinton removed some provisions of The Glass-Steagall Act.  The repeal of some of those provisions probably had something to do with the housing bubble.  Nasdaq was the first electronic stock market.

Types of Investments
Debt Security: It's a debt instrument bought and sold by two entities.  Debt instruments are a obligation by a company that allows them to get funds by promising to pay back the lender.  Bonds, CDs, and notes are the most popular debt instruments.  There are government bonds, corporate bonds, and municipal bonds.  The government bonds are loans the government sells.  The buyer gets the interest as long as he/she have the bond.  When it matures he/ she gets their money back. Government bonds of the US are a sure thing but they are more volatile (up and down) in other countries.  US government bonds are low risk/ low return. Corporate bonds are loans sold by corporations.  They have a higher risk than government bonds, but they have the potential of higher returns.  They are higher risk because they are less stable than governments. Municipal bonds are loans sold by state governments.  They aren't taxed.  Bonds revenue increase as interest rates drop.  Certificate of Deposit (CD)  is a saving account that has a lot of interest.  Notes are pieces of loans.  When you buy them you become a lender.  When the borrower pays the loan every month you get a piece of the action.  There are the mortgage, retirement, and other notes.  They seem very lucrative.

Equity Security: It's the stock market.  Stocks are a part of a corporation.  You can get paid from selling stock.  That's called capital gains.  You could also get dividends.  Dividends are payments shareholders receive just from having stock.  The market determines how much you'll get.  There are 2 main kinds of stock. They are common stock and preferred stock.  With common stock, you own part of the corporation.  You get one vote in the selection of the board of directors.  Preferred stock is also a part of the corporation, but the shareholder doesn't have a vote.  They get dividends forever!   As long as they got the stock.

Derivatives: A security whose value is determined by the price of an asset.  They are traded over the counter or on the exchange.  Futures, Forward Contracts, Swaps, Options, and Credit Derivative are types of derivatives.  Futures an agreement to sell a security at a certain price in the future.  They are traded on the exchange.  Forward are like futures but are sold over the counter.   Swaps are an agreement between 2 people on loan terms.  Options trading is speculating if a stock will rise or fall.  This has low risk and high return.

Diversification
You diversify your portfolio.  That simply means having assets in different asset classes.  There are various asset classes.  It goes from low risk/low return to high risk/high return.  Real estate is in the middle. Diversification protects you from a bear market or any other economic downturn.

Conclusion
Investments are the best way to make $.  There is so much to choose from.  I like options and notes.  Get into it and get rich.

References
https://en.wikipedia.org/wiki/Security_(finance)
http://www.investopedia.com/
http://www.washingtonsblog.com/2013/12/federal-reserve-system-causes-unpayable-debt-unemployment-inflation-high-interest-rates.html
http://www.michaeljournal.org/fedreserve.htm
http://www.accuplan.net/investment-history.htm
http://www.globalresearch.ca/who-owns-the-federal-reserve-bank-and-why-is-it-shrouded-in-myths-and-mysteries/5496873
https://www.lendingclub.com/
Investment Plan
IP2